| Terrapin Express | Apartment Dining Plan | |
| Add funds online, by mail, fax, phone, in person | Open account and add funds online | |
| Add funds in any amount | Sign up at one of four levels | |
| Payment required before points are added to the account. Billing is not available | Billed through the Student Account: use Terp Payment Plan, Financial Aid | |
| Points do not expire | Points carry from Fall to Spring and expire on May 31 |
| Terrapin Express | Apartment Dining Plan | |
| Tax Exempt | Yes (most locations) | Yes |
| Bill Through Student Account | No | Yes |
| Use Terp Payment Plan | No | Yes |
| Start and End Dates | No | Yes |
| Points Expire | No | Yes |
| Refundable | Yes | No |
| Application Fee per Deposit | No | Yes |